It could give you the time you have to total a personal loan modification or a short sale. For those who’re just thinking about how can you continue to be there for two many years cost-free. I don’t know. Fantastic luck.
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In brief, debtors who want to hold their vehicles need to shell out the total loan volume rather than "cram down" the personal debt to the value of the vehicle.
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My dilemma is this, When they wrote off my bank loan, how can they now becoming asking for a settlement? Can they however Possess a lien in opposition to my assets?
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I went thru a Chp seven BK in January 2012 and it was discharged in May perhaps 2012. I also went thru a separation through the year and ongoing to pay for the 2nd mtg though the spouse saved the house as well as the 1st mtg. I'd to halt paying the 2nd mtg about 5 months in the past due to diminished money by my employer. I've talked to your 2nd mtg (HFC) a few settlement due to the fact this bank loan was within the bk discharge and they may have an index of things they want from me to course of action a settlement. I know that the click over here now bank loan was discharged off in the bankruptcy and they cannot collect on it any more. What I don’t know is that if I settle the lien with them: (a) may be the discharged loan total continue to thought of a cost off and might they post a demand off to my credit once the simple fact?
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